Frequently Asked Questions

You must have an outstanding balance of at least $5,000 in eligible credit card debt to consolidate under this program.

Bad credit, poor credit? No problem! There are no credit checks and no co-signers required for “debt-consolidation.” We work solely with the debts you owe on, and nothing else.

Absolutely not! You can keep your payments and the terms the same. Also, you can customize it as low as 5 years (60 months). Keep in mind, there is no prepayment penalty.